Contact Michelle Quatrale for your

Health Insurance

There are so many insurance options and understanding all the different plans can be difficult.  I can help find insurance for:

Seniors over 65 or Social Security Disabled under 65

Individuals/Families for those under 65

Group Insurance provided by Employers

I can also help you find Other Insurance Products:

• Critical Illness Policies
• Cancer Policies
• Dental Coverage
• Vision Plans
• Prescription Drug Plans
• Hospital Indemnity Plans
• Life Insurance & Juvenile Life Policies
• Long Term Care
• Annuities

Part A

Covers expenses associated with inpatient hospital care, skilled nursing facilities, hospice, lab tests, surgery, and home health care.

Part B

Covers fees associated with doctors and other health care provider services, outpatient care, durable medical equipment, home health care, some injectable drugs, and some preventative services. Note: Blood sugar (glucose) test strips, blood sugar testing monitors, lancet devices and lancets are typically covered by Medicare Part B.

Part C

Medicare Advantage Plans cap the costs of Original Medicare (Part A & B) and they are run by Medicare-approved, private insurance companies and includes all the benefits and services covered under Medicare Part A and Part B. Most Part C plans provide extra benefits and services.  You have the option of choosing a Medicare Advantage plan that includes Part D (Prescription drug coverage).

Alternatively, you can opt to purchase a Medicare Supplement plan to cap Original Medicare costs. Unlike a Medicare Advantage plan where you pay as you go, when you have a Medicare Supplement Plan, you pay in advance.